Save Money Getting Groceries at night

Try doing your grocery shopping late a night. I confirmed that I spend less money at the supermarket when I go late at night than when I go during the daytime. The logic is very simple – when your tired you go to supermarket with one agenda – get in, get what you need, and get out as soon as possible.

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E.I. Tip: Divide Your Paycheck. Ask your company’s HR department to divide each of your paychecks between your savings & checking accounts. Set a specific percentage to automatically deposit into your savings so you’re less tempted to touch it while off work. Also, interest rates are generally higher for savings accounts than they are for checking.

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