Advance loan America – Feasible Collection and Advance Fee Loan Scams

Additionally Working As:

  • Advance America
  • Advance America Pay Day Loans
  • Money America
  • Advance loan of America
  • Cash Loan USA
  • Fast Money

Note: “Advance America” Should Not Be mistaken for Advance America, money Advance Centers of Washington, LLC, which will be a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers never to offer any person that is nonpublic, such as for instance social safety quantity, charge card, or bank-account information to your individual, internet site, or business without first verifying their identity and permit status. Customers can see whether a monetary services business or person is correctly certified to conduct company into the State of Washington using the “Verify a License” function in the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm. Consumers may also check always permit status utilizing the Department of Licensing at www.dol.wa.gov.

DFI has gotten reports of obvious frauds carried out by people claiming to express Advance America, money America, advance loan America, cash loan United States Of America, Speedy money, and Advance America pay day loans.

Many consumers received telephone calls and/or emails from individuals claiming to represent cash loan America, Cash America, and Advance America pay day loans in which the callers offered loans in return for upfront charges. Although a few customers never sent applications for a quick payday loan, the callers insisted which they had been calling to talk about the consumers’ pay day loan applications. One customer stated that, whenever she refused to wire cash to your caller, the caller threatened appropriate action against her. Some other customers compensated the upfront charge but failed to get the loan promised. A minumum of one customer additionally received a comparable loan offer via email.

Two customers reported finding a call from a person claiming to represent advance loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s demands; but no loan had been supplied. Into the second situation, the buyer had been told to buy a Bing Enjoy present card from an area store so that you can show the buyer could repay the loan. The customer bought a gift that is amazon alternatively if the customer suspected it may possibly be a scam. The buyer contacted the representative that is alleged the consumer defined as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.

A few customers had been contacted by individuals claiming that a debt was being collected by them owed to cash loan America, Advance America, or Speedy Texas installment loans direct lenders money. One customer reported receiving multiple harassing phone calls. The caller stated that the buyer owed a financial obligation for a 2007 pay day loan but declined to produce virtually any information regarding your debt. The buyer stated that he failed to sign up for any loans that are payday 2007. An additional instance, a customer received a text demanding repayment. That customer stated that he never ever had that loan.

Two customers reported emails that are receiving people claiming to represent advance loan United States Of America. The e-mails suggested that the customers owed on a alleged debt and necessary to spend instantly in order to prevent further action. Both customers reported never ever acquiring that loan with cash loan United States Of America.

In 2 other cases that are separate customers received a message that stated the “Semrad attorney” will be managing the collection in the event that customer would not spend money. One e-mail claimed it was from “Kristen Johnson” in the “Accounting Department,” and also the other stated “Nik Ramon” in the “Settlement Department.”

An additional instance, a customer received a page that reported “Pacific Legal Group” will be managing the collection in the event that customer failed to spend funds. The page threatened that the action that is civil been already filed and unlawful action and wage garnishment is forthcoming in the event that settlement amount had not been compensated immediately.

“PACIFIC LEGAL GROUP” SHOULDN’T BE CONFUSED BECAUSE OF THE FOLLOWING SIMILARLY NAMED ORGANIZATIONS:

  • Pacific Legal Group, Computer (san francisco bay area, CA)Pacific Legal Group, Computer has provided the statement that is following customers regarding their company tasks: “At the current time, Pacific Legal Group, PC doesn’t have customers in Washington State, but we do provide appropriate representation into the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any telephone that is unsolicited to customers. All telephone calls made of our firm likewise incorporate caller ID with this mail cell phone number: (415) 746-1470.”
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the after statement to customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California just isn’t related to Pacific Legal Group, an authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. Even though the Huntington Beach company has utilized name that is similar logo design, and font as Pacific Legal Group in past times, Pacific Legal Group’s website referenced in every communication is www.pac-legal.com. Further, all interaction from Pacific Legal Group will additionally reference the Utah contact number (801) 788-4122, plus the workplaces in Utah. Also, we try not to typically do commercial collection agency work.”
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These obvious frauds are from the contact information that is following

advanceamericacashadvancein@gmail.com adam.smith@unitedcashadvance.in americacashadv@gmail.com cashadvanceamericas@rocketmail.com mike@legislator.com robertclark2717@gmail.com cashadvanceinc1@aol.com instantcashadvance8090gmail.com nick.thomas@smithloanassistance.com cash.advance.america10000@gmail.com www.pacificlegal.net

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often participate in particular practices that indicate they have been committing a fraud or Washington State that is otherwise violating legislation. By way of example, such entities usually utilize non-business e-mail addresses (such as for example -@gmail.com, @yahoo.com, or other comparable easily obtained e-mail addresses) to deliver communication, threaten legal or unlawful action if customers usually do not respond instantly, or contain many different typographical and spelling mistakes inside their communication to consumers.

But, in certain cases, emails or letters from unlicensed entities participating in fraudulent activity will contain accurate information that is personal, such as for example present or previous addresses, active cell phone numbers, or social protection figures. The Department encourages customers who get communications containing information that is personal contact their banking institutions, credit-reporting agencies, as well as the personal protection management to make certain there isn’t any unauthorized task on the records.

Commercial Collection Agency Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. In the event that you be given a interaction from a celebration claiming that the financial obligation is owed, you ought to request a “written validation notice,” which must include the level of your debt, the title associated with the creditor you borrowed from, as well as your legal rights underneath the FDCPA. The Federal Trade Commission at 1-877-FTC-HELP, or online at www.ftc.gov when you yourself have concerns regarding business collection agencies laws and regulations, contact.

If someone threatens to garnish your wages, contact your company, or makes use of threatening, daunting, or unpleasant language, report such actions to mention and federal regulators. See below for just how to contact the right state and federal regulator.

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