Consolidate your student loans

Consolidate your student loans. Government consolidation programs combines all your student loans into one monthly payment, which ultimately provides a lower interest rate and may even lower monthly payments.

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E.I. Tip: Divide Your Paycheck. Ask your company’s HR department to divide each of your paychecks between your savings & checking accounts. Set a specific percentage to automatically deposit into your savings so you’re less tempted to touch it while off work. Also, interest rates are generally higher for savings accounts than they are for checking.

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